About MNM Group Advisers

20 years. One niche. Doctors only.

MNM Group is a holistic advisory firm built for medical professionals. Founded by Miraj Patel. Across four CBD offices. Working with hundreds of doctors at every career stage — from interns to retirement.

Free 15-min consultation Meet Miraj
The problem we exist to solve

Doctors spend the best years of their lives working for the ATO paying tax and the bank paying interest. Without realising whom they're really working for.

~47%
To the ATO without coordinated tax planning
~18%
To banks via non-deductible interest and LMI not waived
~35%
Left for the doctor — without a strategy that changes the ratio

We help doctors change that ratio — through tax minimisation, structured lending, coordinated investment strategy, and asset protection. One adviser. One strategy. Doctors only.

Our Principal Financial Advisor

Meet Miraj Patel.

Miraj Patel, Principal Financial Advisor at MNM Group

Miraj Patel

Principal Financial Advisor

Miraj has 20+ years of experience in finance and accounting, focused exclusively on medical professionals. He has personally consulted thousands of doctors and medical practices on financial planning, tax minimisation, wealth creation, and lending strategy.

His specialisation isn't accidental. After two decades watching how generic financial advice fails sophisticated professionals with non-standard income patterns, Miraj built MNM Group specifically to close that gap. Today, hundreds of doctors across Australia rely on his strategic guidance.

Qualifications & credentials

  • · Bachelor of Commerce (Advanced Accounting)
  • · MBA, specialisation in Finance
  • · Diploma in Financial Planning (DFP)
  • · Advanced Diploma in Financial Planning (ADFP)
  • · SMSF Specialist certification
  • · Certificate IV in Finance & Mortgage Broking
  • · Property Buyers Advocacy accreditation
  • · Diploma in eCommerce with Business Management
Why doctors choose us

Five reasons that make the difference.

01

We work only with doctors

Hospital salary, RPP, locum income, registrar contracts, sub-specialist surgical billings, group practice partnerships — we model them correctly because we see them every day.

02

Holistic, not piecemeal

Tax, lending, super, insurance, property under one roof with one adviser. Not five professionals giving you uncoordinated advice.

03

20 years of evidence

Specialising in medical professionals since 2007. Hundreds of doctors served. Client relationships that span entire careers — from registrar to specialist to retirement.

04

Premium CBD offices

Sydney head office at Level 26, 1 Bligh Street. Melbourne, Brisbane, Perth. National coverage with physical presence — meet your adviser in person.

05

Properly licensed across every service

Financial advice, credit and mortgage broking, property advisory, and tax agent services are each delivered under their own regulatory framework. Multiple regulators ensure every service is provided to professional standard.

06

Single point of accountability

One adviser coordinates everything. If something needs to happen, you know exactly who's responsible. No 'that's not my area' between separate firms.

In our clients' words

Trusted by medical professionals.

"For the last 17 years, Miraj Patel and MNM have been in charge of my financial planning and management. He has looked after all aspects of my financial wellbeing including investments, superannuation and personal insurance. I am in a much better financial situation because of his advice."

Dr Ramin Samali · Urologist
Client · 17 years

"As a specialist in a busy practice and a parent to two young kids, managing my finances was the last thing in my mind. Thanks to the dedicated professional team at MNM Group, the rigmarole of tax saving and creating wealth is no longer daunting."

Dr Sanila George · Radiologist
Tax & wealth creation

"We were hesitant at first, with both of us coming out of divorces and starting over again in a new country. We met with Miraj who asked us pertinent questions and probed our expectations. He asked us where we wanted to be one year from now, three years and five years on. It made us think about our future in a way we hadn't explored before. We can't thank Miraj and the team enough for escalating our financial plans through their years of experience and expertise."

Dr Joseph Chiha · Cardiologist

"I've been using MNM since the beginning of the year and I'm very happy. The company is effective and efficient and incredibly knowledgeable for my needs. Finance is not my comfort area but Miraj keeps me well informed and reassured whenever I'm nervous about finances."

Dr Vishal Kohli · General Practitioner
New client experience

"I have been with Miraj and the team at MNM for almost 10 years. As a long term client I have benefited greatly from his sound advice and proactive strategies regarding investment and tax planning. He never fails to impress me with his dedication and professionalism."

Julie P. · Anatomical Pathologist
Client · 10 years
Where we work

Premium offices in every capital.

Sydney · Head Office

Level 26, 1 Bligh Street

Sydney NSW 2000
+61 2 8226 8683

Melbourne

Level 40, 140 William Street

Melbourne VIC 3000
+61 3 9229 3814

Brisbane

Level 19, 10 Eagle Street

Brisbane QLD 4000
+61 7 3303 8600

Perth

Level 24 & 25, 108 St Georges Terrace

Perth WA 6000
+61 8 6557 8962

Take control of your finances. Start with a 15-minute conversation.

Complimentary. No SOP fee. No obligation. Just a direct conversation about where you are, where you want to be, and whether we can help you get there.

Book the consultation Email contact@mnmgroup.com.au

Plan. Build. Protect.

Talk to MNM Group about your tax minimisation, wealth creation, lending, and property strategy. Sydney, Melbourne, Brisbane, Perth — or by video call.

Book the consultation Email contact@mnmgroup.com.au