Articles, calculators, and free PDF guides covering tax, lending, structure, property, super, and protection. Written for Australian medical professionals.
Twelve questions to ask before lodging your FY2025–26 return. A free PDF guide with a scoring framework that reveals where your strategy has gaps.
Download the PDF (free) →Compare sole trader, company, service trust, and hybrid for your specific income.
Run the calculator →See what medico-specialist lender policies you qualify for. Includes 100% LVR for junior doctors.
Run the calculator →After-tax weekly position on any property — depreciation, interest, your MTR.
Run the calculator →Project your balance at 65 under three scenarios. Includes Division 293 and carry-forward.
Run the calculator →Gap between default group super cover and your actual liability + income exposure.
Run the calculator →Each is written for a specific question doctors keep asking — and structured so it's useful whether or not you decide to work with us.
Twelve questions to ask before lodging your FY2025–26 tax return — plus a scoring framework that reveals where your strategy has gaps.
Download PDF →A diagnostic guide to the three structural mistakes most generalist advisers leave in place — and how Plan, Build, Protect fixes all three.
Download PDF →For interns, residents, and registrars buying their first home. 100% LVR mechanics, LMI waivers, 5 mistakes to avoid, and the typical purchase timeline.
Download PDF →Pre-EOFY checklist. Structure decision matrix. Division 293 strategies. Service trust compliance quick-check. Use it with your accountant or with us.
Download PDF →Twelve questions a tax return implicitly answers — and how to use July–September as the highest-leverage strategic window of the year.
Read article →Six legitimate strategies for managing the extra 15% super contribution tax that hits specialists. Carry-forward use, spouse splitting, timing strategies.
Read article →How to think about the four structures. Stage-by-stage guidance from registrar to senior specialist. Illustrative comparison on $450k income.
Read article →Who qualifies, what 100% LVR is worth, how the LMI waiver works, and the five mistakes most junior doctors make on their first home.
Read article →How medical professionals qualify for 95% LVR with no Lenders Mortgage Insurance — and what it's worth on a typical purchase.
Read article →How a service trust works, when it suits, ATO PCG safe-harbour ranges, and the compliance traps that catch doctors out.
Read article →Why negative gearing maths is different at high marginal rates. Risks, illustrative weekly cost calculations, and how to think about the strategy.
Read article →Holding consulting rooms in an SMSF and leasing them to your own practice. Compliance requirements, structure, who it suits.
Read article →Beyond cash flow analysis — qualitative and quantitative criteria that drive long-term capital growth.
Read article →How to think about generating passive income alongside clinical work. Investment property, dividends, super, and structural choices.
Read article →Medico-legal exposure, family asset segregation, insurance structures. How to protect what you've built.
Read article →Strategic updates for Australian doctors — new articles, tax changes, lender policy shifts, and EOFY reminders. No commercial pitches.
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General Advice Warning. The information on this page and in linked resources is general information only and does not take into account your personal objectives, financial situation, or needs. Before acting on any information, seek personal advice from a qualified adviser. Past performance is not a reliable indicator of future performance. Tax outcomes, lending eligibility, and investment outcomes depend on individual circumstances.